The following Credit Cards are for people with Good Credit. Compare offers side by side and apply online for the card that is right for you.
Credit Cards for Good Credit
First Progress Platinum Elite MasterCard® Secured Credit Card
- Nationwide Program though not yet available in NY, IA, AR, or WI
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
Wells Fargo Cash Wise Visa® Card
New! Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash rewards on virtually every purchase
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
$0 Annual Fee
Capital One® VentureOne® Rewards Credit Card
Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
Fly any airline, stay at any hotel, anytime
Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
Travel when you want with no blackout dates
No foreign transaction fees
Miles don’t expire and there’s no limit to how many you can earn
Chase Freedom Unlimited?
Unlimited 1.5% cash back on every purchase — it's automatic
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
Redeem for cash — any amount, anytime
Cash Back rewards do not expire as long as your account is open
No annual fee
Hilton Honors™ Surpass® Card from American Express
Limited Time Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months. Offer Ends 5/31/17.
Earn a free weekend night on your anniversary date of Card approval. Some hotels may have mandatory services and resort charges. Terms Apply.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
As a Hilton Honors™ Surpass® Card Member you'll receive Hilton Honors Gold status.
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
Tips On Getting Good Credit
If your credit score is on the lower side, you may be noticing some financial hiccups. Your credit card APR may have gone up or you may be finding it difficult to get a loan.
Whatever it is, it is in your best interests to try and raise your credit score as soon as possible. But the problem is that, raising your credit score is not easy and it certainly does not happen fast.
It is important to understand that being slow and steady is very important if you want to do this the right way.
With the right credit behavior, you will notice an increase in your credit points before long.
Pay attention to your credit card balances
If you have one or more credit cards, it is necessary to pay attention to the balances you have on each of them.
Your revolving credit or how much credit you are using is an important determinant factor of your credit score.
Keep it as low as possible.
Your debt-to-credit ratio should not be more than 30%. In fact, it will be better if it is lower.
Even if you pay off all your credit bills at the end of every month, the credit you are utilizing may be high, which leads to a lower credit score. Try and keep this percentage as low as you can.
Pay off all small debts
A lot of people make the mistake of charging small amounts to their credit cards and then leaving them unpaid. This adds up every month.
This is more likely to happen if you have multiple credit cards. The amounts are not big and this habit can wreak your credit score. This is because credit bureaus check
how many of your credit cards have unpaid amounts in them and if yours is many in number, it cannot be good news. So take all of your credit cards and make sure that all the small amounts are paid off.
Let your good debt history show
Some people are under the misconception that old debt is not a good thing. If you took a loan for a car or a house and have repaid it well, then don’t try to get it off your credit history. It is a good thing that you have repaid your debts in time and it should be showing in your reports for as long as possible. It means that you have a good credit history.
Pay your bills on time
This is such a simple thing but so many people trying to raise their credit score don’t do this. Paying all your bills on time is a wonderful thing and it is going to have a
positive effect on your credit score. Even if you are saving money to buy something big, don’t neglect paying off your debts on time every month. This is going to reflect on your credit score.
Good credit behavior certainly pays over time. Be regular with your payments and your credit score is going to be raised automatically.