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Apply For A Credit Card.

The average American household has at least one credit card. Today the number of people who apply for a credit card online is far more popular than people applying from the traditional way of phone or by mail. The number of people who get approved online for a credit card is rising everyday.

There are thousands if not millions of websites whom cater to online credit cards. is one of them. SelectCreditCard has been in business since 1998 and offer consumers the opportunity to compare and choose the right credit card for them whether it is an American Express Credit Card, Visa, Mastercard or Discover credit card. Read More

Top 5 Credit Card Offers

There are popular searched credit cards online. American Express offers a wide variety of credit cards for all different types of interests and specialities. There has been millions of card approvals from American Express. American Express offers consumers all types of great options. If you are a American Express cardholder you know that its easy to access your American Express credit card account information online or by phone. It's so easy.

What is a Credit Report?

A credit report is a detailed report of an individual's credit history prepared by a credit bureau and used by a lender to in determining a loan applicant's creditworthiness, including a person's address, social security number and employment history. Also in a credit report you will find...Read More

How to Get Good Credit.

Having good credit is essential in today's world. If you want to buy a car, a house, rent an apartment, etc.. you need good credit. However, there are many people like you who do not have good credit and as a result continuously get denied for a credit card.

There can be many reasons for being denied for a credit card. Here are a few:

  • New or No Credit History
  • Bad or Late Payment History
  • Too many inquiries from credit card companies
  • Low FICO Score
  • Bankruptcy
Learning how to get good credit is easy. Read More

You can also apply for Prepaid Debit Cards. You are guaranteed approval. No credit checks, no bank accounts or secuirty deposit required. No interest charges for late fees. Prepaid credit cards with easy loading options. Estbalish your credit now. Read More

Another way to establish good credit or any credit is apply for catalog cards. These cards are guaranteed instant approval online. No credit check. High credit lines. These cards help you to establish credit. Read More

Store Credit Card Information.

With the upcoming holiday season why not apply for a store credit card and get great savings while using you department or retail store credit card. gives consumers many store credit card offers. Apply online for a credit card from Abercrombie & Fitch, American Eagle Outfitters, Ann Taylor, Aeropostale, Banana Republic, BestBuy, Bloomingdales, Boscovs, CircuitCity, Costco, CVS, dELiAs, DisneyStore, Express, Express Men, FashionBug, Fortunoff, GAP, GNC, Hollister, HomeDepot, Illuminations, JCPenney, KMART, Kohls, LaneBryant, LillianVernon, Limited, Lord&Taylor, Lowes, Linens-N-Things, MACYS , Mandees, Modells, NY&Co, Nordstrom, OfficeDepot, OldNavy, PetSmart, Petite Sophisticate, RadioShack, Sears, Sharper Image, Target, Victoria's Secret, VitaminLab, Waldenbooks, Walmart, Yankee Candle and Zales Jewelers.

Apply for Abercrombie Card with no annual fee. Abercrombie & Fitch has convenient minimum monthly payments. No finance charge if balance is paid within 25 days of billing. The Abercrombie & Fitch credit card is accepted for all of your purchases online, from the A&F Quarterly, and in A&F stores. American Eagle Credit Card gives you 15% off your first purchase. It's quick and easy to get the A&E card! Use the clear card to make all your purchases. Get approved for Ann Taylor credit card and receive instant credit. Enjoy 10% OFF your first purchase. No annual fee. Receive mailers and notice of special offerings from Ann Taylor. Conveniently check your card balance online. Apply online for Banana Republic Card. Now your Banana Republic card is welcome at GAP and Old Navy too. Get 10% off your first card purchase at,, and Earn and redeem $10 reward cards for every $200 you spend at all three stores. Get free shipping on orders of $50 or more at all three online stores.

Best Buy credit card offers customers opportunities for money-saving offers. Special financing plans at best buy. Low monthly payments with no annual fee. Apply for a Bloomingdalescredit card and get notice of sales. Up-to-date information on new trends and fashions. Free catalogs. No annual fee. Preferential treatment and flexible payment plans. Get a Boscov's Credit Card and receive 15% off of first purchase and earn up to 1%, 2%, 3%, or 4% in rebates. Apply for Circuit City Credit Card and get worldwide acceptance, Zero liability, Global ATM Network and guaranteed low price. Read More

Shop online at some of our favorite stores.

Gift Card and Gift Certificates

Getting a Gift Card Online is Popular Than Ever!

Everyone loves the convenience of gift cards. They make the best gift because the recipients can buy whatever they want. Gift cards are the gifts that everyone loves to get for holidays, birthdays, graduation or for any occasion. They are convenient.

Gift cards are not new. Stores have issued gift certificates for years, but keeping up with the times they started selling gift cards because they offer advantages for both the business and buyer.

For consumers, gift cards are more conveniently sized and sturdier that a paper gift certificate. They can be easily reused if you leave a balance on the card. With gift certificates, if stores will not give you the balance in cash, the sales clerk has to fill out a new paper gift certificate instead of simply swiping a card through a machine. Stores like gift cards for financial reasons. Its easier for stores to track sales and moniter usage.

According to several staff members at SelectCreditCard they find gift cards to be the most practical gift of all. You can get a gift card for anywhere. Jackie who works at SelectCreditCard plans on getting an Outback Steakhouse gift card for her parents for their anniversary. "They don't need anything, but I wanted to get them something they would enjoy and that is one of their favorite restaurants". Ted who also works for SelectCreditCard says,"I work alot of hours and its easier to get a gift card to Hollister for my niece for her birthday next week and say I know you like this store, have fun shopping". Gift cards sales at has increased tremendously over the past few months. offers consumers easy access to get gift cards from....Read More

Also apply for Bank Issued ATM Cards Read More

What is my FICO Score?

• When you apply for credit – whether for a credit card, a car loan, or a mortgage – lenders want to know what risk they’d take by loaning money to you.

• FICO scores are the credit scores most lenders use to determine your credit risk. You have three FICO scores, one for each of the three credit bureaus - Experian, TransUnion, and Equifax. Each score is based on information the credit bureau keeps on file about you. As this information changes, your credit scores tend to change as well. Read More

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