Credit Cards for Bad/Poor Credit
Simply getting a credit card will not help you build your credit history. Making on-time minimum payments with all of your creditors and keeping account balances low relative to the credit limit are key to receiving positive marks on your credit history. Prepaid debit cards, unlike credit cards, do not provide a line of credit and do not influence your credit history. Choose from secured and unsecured credit cards, and prepaid card offers below - some of them are fee-based.
Credit One Bank® Cash Back Credit Card
See if you Pre-Qualify without harming your credit score
1% cash back on eligible purchases, terms apply
No deposit requirements and opportunities to build your credit
Enjoy the flexibility to choose your payment due date. Terms apply.
Receive opportunities for credit line increases, a fee may apply
Capital One® Secured Mastercard®
No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It’s a credit card accepted at millions of locations worldwide
First PREMIER® Bank MasterCard® Credit Card
Have a checking account? Apply today!
A credit card offer for those currently building credit history
All credit types welcome to apply!
Quarterly FICO score on your monthly billing statement.
Chip card technology, so paying for your purchases is more secure at chip-card terminals
Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
The next First PREMIER Bank credit card customer could be you!
OpenSky® Secured Visa® Credit Card
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
Credit One Bank® Unsecured Platinum Visa®
No security deposit required. Get a 100% unsecured card that can help grow and build credit.
Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
Looking for more credit? Get credit line increase opportunities, a fee may apply
Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
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