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Home > Citi Credit Cards > Citi CashReturnsSM Card Citi CashReturnsSM Card Earn 5% cash back on ALL purchases for 3 months Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months NO LIMIT and NO EXPIRATION on the amount of cash back you can earn Checks will be sent automatically every time you earn $50 - no calling necessary 0% APR* on balance transfers for 12 months No Annual Fee Web SelectCreditCard.com