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A credit card is a system of payment named after the small plastic card issued to users of the system. A credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user) to be paid to the merchant. It is also different from a charge card (though this name is sometimes used by the public to describe credit cards), which requires the balance to be paid in full each month. In contrast, a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged.


Chase Freedom UnlimitedSM credit card

  • Earn unlimited 1.5% cash back on every purchase – it's automatic. No minimum to redeem for cash back.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.74%–24.49% variable APR.
  • No Annual Fee
  • $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.
    This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
    Apply Now


    Chase Freedom® credit card

  • $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Earn cash back for every purchase Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.74%–24.49% variable APR.
  • No Annual Fee
  • Apply Now

    Chase Sapphire Preferred® credit card

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when redeemed through Chase Ultimate Rewards®.
  • Premium travel & dining rewards Earn 2X points on travel and dining at restaurants.
  • 16.74%–23.74% variable APR
  • $0 intro annual fee for the first year, after that $95.
  • Apply Now


    AARP® Credit Card from Chase

  • $100 Bonus Cash Back after you spend $500 on purchases in the first 3 months.
  • Earn unlimited Cash Back rewards
  • 0% Intro APR for 12 months from account opening on purchases and balance transfers. After that, 16.99%–23.74% variable APR.
  • No Annual Fee
  • Apply Now

    Chase Freedom® credit card

  • $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Earn cash back for every purchase Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.74%–24.49% variable APR.
  • No Annual Fee
  • Apply Now

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