Home > Business Credit Cards
Business Credit Cards
Best Business Rewards Credit Cards
The truth about business rewards credit cards is simple: you don't need to have a big organization or boardroom to reap the benefits. In fact, you don't even need to have a business! You can be a freelancer, a contractor or some other professional as well to potentially get a business rewards credit card. Especially, the people who are self-employed can reap many benefits from such cards because it can help them keep a track on how much they are spending as well as get many business benefits. Here are the best business rewards credit cards of 2015.
Chase Ink Plus
This is an all-round card if getting business rewards is something that is important to you. With the Chase Ink Plus, you get 50, 000 bonus points if in the first 3 months of opening the account, you spend $5000 with the card. This is $625 worth of travel expenses if you use the Chase Ultimate Rewards program! You can also earn 5X points for every dollar you spend in purchasing things like cable TV services, internet, phones, landlines and office supplies and this is till you reach $50, 000 each year. Also, you earn 2X points for every dollar you spend in hotel accommodations and gas stations when the purchases are combined. Your employees get free cards, there are no foreign transaction fees and no annual fee for the first year: all in all, a really great business rewards card.
SimplyCash Business Card
This card from American Express is a great idea for people who don’t like paying an annual fee. With this, you can get 5% cash back when you buy wireless internet from U.S. providers and U.S. office supplies. The twist this card brings is that it lets you choose a category for which you will get 3% cash back. From airfare to hotel rooms, gas stations to car rentals, you will have many categories to choose from to get 3% cash back. If you hate paying an annual fee and want to earn business rewards, this is a great card to get.
This is a business rewards credit card which offers a flat rate. Sometimes, all you want to know is that no matter what you buy, you are going to get cash back for each and every purchase you make. You have two options to choose from: Capital One Spark Cash for Business and Capital One Spark Miles for Business. The first is a cash back card and the second is a mileage one. They will give you either 2% or 2 miles for every dollar you spend, which is great if that is what you want from a business card. With no limit on the number of miles you earn or the amount of cash back, it can be a successful choice for any business person.
Choosing a great business rewards card can be difficult because there are just too many numbers to crunch. However, with the great choices above, it can make your selection a bit easier.
Capital One® Spark® Cash for Business
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
Use Spark Cash across all your business spend, with no categories to limit your purchasing
$0 intro annual fee for the first year; $59 after that
Rewards don't expire, and you can redeem your cash back for any amount, anytime
Get employee cards at no additional cost, and earn rewards from their business spend
Capital One® Spark® Classic for Business
Enjoy no annual fee
Earn 1% cash back on every purchase, every day
Build business credit with responsible use
Fraud coverage if your card is ever lost or stolen
No foreign transaction fees
Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
The Business Gold Rewards Card from American Express OPEN
Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Get 3x points - Choose 1 out of 5 categories
Plus, 2X points on the 4 remaining categories and 1X points on other purchases
3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
No foreign transaction fees
$0 introductory annual fee for the first year, then $175
Bank of America® Cash Rewards for Business Mastercard® credit card
Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases;
(Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account
Next: Business Credit Cards