FREQUENTLY ASKED QUESTIONS - Bank of America
Who can apply?
Business credit cards require the owner or authorized officer of the business to apply
Can I apply for a business card online?
Yes, you can apply online. View card choices and apply for the one that's right for you. Some applications may require further consideration and additional information from you.
Is there an annual fee for a business card?
Some cards have annual fees, while others do not. View card choices to compare.
Is there an introductory annual percentage rate (APR)?
Some cards have introductory APRs, while others do not. View card choices to compare.
Can I get my business name on the credit card?
Yes, your business name will appear below the individual cardholder name on each card that you request.
What do I need to apply for a credit card?
When you apply for a Bank of America business credit card, you will be asked for information about yourself, the cardholders you designate and your company. To speed up the application process, it will be helpful to have several items on hand. These include Social Security numbers for the authorized signer and all card holders, legal name and street address of the business, business tax ID (or Social Security number for sole proprietors), and the business gross annual sales and net profit for the last fiscal year. Please note that additional financial information or other documents may be requested prior to the completion of your application review.
After I apply, how long does it take to receive a business card?
If approved, you'll normally receive your new card(s) within 7-10 business days from our receipt of your application.
How do I check the status of my application?
Application processing is generally completed within 10-12 business days of our receipt of all required documentation. To inquire regarding the status of an application, call us 24/7 at 1.800.892.3219.
Is there a limit on the number of cards that I can request for my company?
No. There is no limit to the number of cards you can request.
How can I protect my credit card account?
Business Card Security™ is an optional protection plan available with some of our business credit cards that helps protect your account in the event of the unexpected, such as hospitalization, temporary or permanent disablement, accidental death, identity theft and business interruptions. Learn more