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CREDIT CARDS

Interest Rates for Bank of America

Annual Percentage Rate (APR) for Purchases

0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account.
After that, your APR will be 12.99% to 22.99%, based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers
0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 12.99% to 22.99%, based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.

APR for Cash Advances
15.99% to 24.99%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and 24.99% for Bank Cash Advances. See footnotesFootnote 1 and Footnote 2 for explanation.

These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99%, based on your creditworthiness.

This APR will vary with the market based on the Prime Rate.
This APR may be applied to new transactions on your account if you:
• Make a late payment.

How Long Will the Penalty APR Apply?: If your APRs are increased, the Penalty APR will apply indefinitely.

How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.50.
Visit Bank of America to get more information.









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