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Frequently Asked Questions

People have questions all of the time concerning credit cards. Here are answers to some of the most frequently asked question regarding consumers applying for credit cards online. Read More

Store Credit Card Information.

With the upcoming holiday season why not apply for a store credit card and get great savings while using you department or retail store credit card.

SelectCreditCard.com gives consumers many store credit card offers. Apply online for a credit card from Abercrombie & Fitch, American Eagle Outfitters, Ann Taylor, Aeropostale, Banana Republic, BestBuy, Bloomingdales, Boscovs, CircuitCity, Costco, CVS, dELiAs, DisneyStore, Express, Express Men, FashionBug, Fortunoff, GAP, GNC, Hollister, HomeDepot, Illuminations, JCPenney, KMART, Kohls, LaneBryant, LillianVernon, Limited, Lord&Taylor, Lowes, Linens-N-Things, MACYS , Mandees, Modells, NY&Co, Nordstrom, OfficeDepot, OldNavy, PetSmart, Petite Sophisticate, RadioShack, Sears, Sharper Image, Target, Toys-R-Us, Victoria's Secret, VitaminLab, Waldenbooks, Walmart, Yankee Candle and Zales Jewelers.

Apply for Abercrombie Card with no annual fee. Abercrombie & Fitch has convenient minimum monthly payments. No finance charge if balance is paid within 25 days of billing. The Abercrombie & Fitch credit card is accepted for all of your purchases online, from the A&F Quarterly, and in A&F stores. American Eagle Credit Card gives you 15% off your first purchase. It's quick and easy to get the A&E card! Use the clear card to make all your ae.com purchases. Get approved for Ann Taylor credit card and receive instant credit. Enjoy 10% OFF your first purchase. No annual fee. Receive mailers and notice of special offerings from Ann Taylor. Conveniently check your card balance online. Apply online for Banana Republic Card. Now your Banana Republic card is welcome at GAP and Old Navy too. Get 10% off your first card purchase at bananarepublic.com, gap.com, and oldnavy.com. Earn and redeem $10 reward cards for every $200 you spend at all three stores. Get free shipping on orders of $50 or more at all three online stores.

Best Buy credit card offers customers opportunities for money-saving offers. Special financing plans at best buy. Low monthly payments with no annual fee. Apply for a Bloomingdalescredit card and get notice of sales. Up-to-date information on new trends and fashions. Free catalogs. No annual fee. Preferential treatment and flexible payment plans. Get a Boscov's Credit Card and receive 15% off of first purchase and earn up to 1%, 2%, 3%, or 4% in rebates. Apply for Circuit City Credit Card and get worldwide acceptance, Zero liability, Global ATM Network and guaranteed low price. Read More

Gift Card and Gift Certificates

Getting a Gift Card Online is Popular Than Ever!

Everyone loves the convenience of gift cards. They make the best gift because the recipients can buy whatever they want. Gift cards are the gifts that everyone loves to get for holidays, birthdays, graduation or for any occasion. They are convenient.

Gift cards are not new. Stores have issued gift certificates for years, but keeping up with the times they started selling gift cards because they offer advantages for both the business and buyer.

For consumers, gift cards are more conveniently sized and sturdier that a paper gift certificate. They can be easily reused if you leave a balance on the card. With gift certificates, if stores will not give you the balance in cash, the sales clerk has to fill out a new paper gift certificate instead of simply swiping a card through a machine. Stores like gift cards for financial reasons. Its easier for stores to track sales and moniter usage.

According to several staff members at SelectCreditCard they find gift cards to be the most practical gift of all. You can get a gift card for anywhere. Jackie who works at SelectCreditCard plans on getting an Outback Steakhouse gift card for her parents for their anniversary. "They don't need anything, but I wanted to get them something they would enjoy and that is one of their favorite restaurants". Ted who also works for SelectCreditCard says,"I work alot of hours and its easier to get a gift card to Hollister for my niece for her birthday next week and say I know you like this store, have fun shopping". Gift cards sales at SelectCreditCard.com has increased tremendously over the past few months.

SelectCreditCard.com offers consumers easy access to get gift cards from....Read More

What is my FICO Score?

• FICO scores are the credit scores most lenders use to determine your credit risk. You have three FICO scores, one for each of the three credit bureaus - Experian, TransUnion, and Equifax. Each score is based on information the credit bureau keeps on file about you. As this information changes, your credit scores tend to change as well. Read More

All credit cards are linked to a secure encrypted data transmission for your protection.

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