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Manage Your American Express Account
APPLY FOR A CREDIT CARD
Tips To Help You Manage Your American Express Account
Keep your debt level low.
In reviewing Cardmembers’ credit limits, the driving factor American Express uses in making credit decisions is the Cardmember’s overall debt level relative
to financial resources known to us. Overall debt levels are often increased by taking out a car loan, not paying down your revolving balances or taking on new debt.
Always pay on time.
Making timely payments is an important factor in maintaining good credit. Late payments can result in declined services at the point of sale, late fees, penalty APRs or a credit limit reduction. Accounts that are continually delinquent may be reported to the credit bureaus and can be canceled and sent to collections. You can pay your bill online anytime.
Apply for a credit card
with No Annual Fee
Plenti® Credit Card from Amex