American Express credit cards are a system of payment named after the small plastic card issued to users of the system. An American Express credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user) to be paid to the merchant. It is also different from a charge card (though this name is sometimes used by the public to describe credit cards), which requires the balance to be paid in full each month. In contrast, a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged.
In this section:
In this section:
The average American household has at least one credit card. Today the number of people who apply for a credit card online is far more popular than people applying from the traditional way of phone or by mail. The number of people who apply online for a credit card online is rising everyday.
If you currently have higher APR rates on your credit card and are looking to pay a lower APR, it is never too late to transfer those balances. There are many credit cards that offer this option.
There are thousands if not millions of websites whom cater to online credit cards. SelectCreditCard.com is one of them. SelectCreditCard offer consumers the opportunity to compare and choose the right American Express credit card for them.
Everyone loves the convenience of gift cards. They make the best gift because the recipients can buy whatever they want wherever they want.
Gift cards are the gifts that everyone loves to get for holidays, weddings, showers, birthdays, graduation or for any occasion. They are convenient and
are always the perfect gift
You can use Membership Rewards® Pay with Points to book travel at the American Express Travel website.
The Membership Rewards program and American Express Travel offer a great way to redeem points. When you book travel online at the American Express Travel website, you can redeem Membership Rewards points directly toward all or part of the following travel bookings:
• Flights on any airline
• Lowest Rates Guaranteed hotels (when searching, look for 'Lowest Rates Guaranteed')
• Complete Trip (Flight + Hotel)
To redeem points for travel, the American Express® Card account you select for the transaction must be enrolled in the Membership Rewards program and all your Card accounts with us must be in good standing. You must be the basic Cardmember of the Membership Rewards account.
American Express Cardmembers enjoy the exceptional travel benefits of American Express, including:
•Global Assist® Hotline
•Car Rental Insurance
•Travel Accident Insurance
Low Interest credit cards. There are many credit cards with low interest rates. 0% APR. No Annual Fees. Earn Rewards.
There can be many reasons for being denied for a credit card. Here are a few:
Learning how to get good credit is easy. Read More
- New or No Credit History
- Bad or Late Payment History
- Too many inquiries from credit card companies
- Low FICO Score
American Express operates in over 130 countries around the globe. Learn more about our presence throughout the world. Established in 1850 in New York, American Express Company was among the first and most successful express delivery businesses to arise during the rapid westward expansion of the United States. The U.S. Postal Service at the time was slow, expensive and nonexistent in many areas. Nothing larger than a letter-sized envelope could be sent by mail, and certainly nothing valuable, as a fair number of deliveries were lost or stolen enroute.
The express companies served as a lifeline to the growing nation. Intrepid expressmen, typically on horseback or driving stagecoaches, traversed from the eastern cities to the western frontier, transporting correspondence, parcels, freight, gold and currency, among countless other goods. American Express quickly earned a reputation as the best in the fledgling industry – the company that delivered, literally.
Although in its early years American Express was not itself a financial services company, its largest and most consistent clients were banks. Delivering the banks’ typically small parcels – stock certificates, notes, currency and other financial instruments – was considerably more profitable than transporting larger freight. Soon the company would scale down its parcel and freight delivery business in favor of creating and selling its own financial products. Read More
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.